Polish up on your jewelry care know-how

In this post, we'll break down how jewelry insurance helps you save money, discussing the long-term benefits, cost-effectiveness, and why it’s a smart financial move for anyone who owns jewelry—no matter the value.

In this blog, we’ll debunk the top five myths about jewelry insurance and set the record straight. We’ll explain how jewelry insurance can be affordable, straightforward, and beneficial, providing you with peace of mind knowing your jewelry is protected from theft, loss, or damage. Let’s dive in!

You’ve just bought something special. Maybe it’s an engagement ring. Maybe it’s a small necklace that belonged to your grandmother. You want to protect it—but you also don’t want to spend three hours on hold or fax over your entire life history just to do it.

Heirlooms sit in an odd space. They’re usually not the biggest diamond in your collection. They're not a brand-new Cartier watch or a luxury purchase made last week. More often, they’re smaller. A little older. Maybe a little worn.

Let’s take a deeper look at the true cost of traditional jewelry insurance and why many consumers are turning to a new model—like ONCE Insurance’s five-year, one-time-payment plan—for smarter, simpler protection.

There’s something special about that first real watch. Maybe it was a gift. Maybe it marked a milestone—a new job, a graduation, an anniversary. Maybe you just fell in love with the way it looked on your wrist. Whatever the reason, once you own a timepiece in the $1,000 to $5,000 range, the question starts creeping in: should I insure this?